Savings Account
It's never too soon - or too late - to start saving! Whether you're putting money aside for a special purchase or just "a rainy day," regular savings will help you reach your goal. Ask about our Automatic Savings Plan and have a set amount automatically transferred from your checking into your savings account every month. Then just stand back and watch it grow!
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Attributes |
Statement Savings |
Passbook Savings |
Ultimate Savings |
Kid's Account |
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Minimum to Open |
$100.00 |
$100.00 |
$1,000.00 |
$10.00 |
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Earn Interest |
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Minimum to Earn Interest |
$0.01 |
$0.01 |
$1,000.00 |
$0.01 |
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Monthly Fee |
None |
None |
$10.00 |
None |
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Balance to Avoid Fee |
N/A |
N/A |
$1,000.00 |
N/A |
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Free ATM Card |
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eStatements |
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Online Banking |
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Unlimited In Person Withdrawals |
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Transaction Limitations |
6 pre-authorized, electronic and telephone transfer withdrawals monthly. |
Direct Deposits Only |
6 pre-authorized, electronic and telephone transfer withdrawals monthly. |
6 pre-authorized, electronic and telephone transfer withdrawals monthly. |
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Earn gifts year round (no more than 4 gifts per year) |
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CHRISTMAS CLUB
At FSBH, we still believe in traditions. What better way to set aside money for the holidays than opening a Christmas Club account. We will automatically transfer your balance to another First Savings Bank account in October just in time to start your Christmas shopping. Christmas Club accounts may be opened from the third Monday in October through February.
CERTIFICATES OF DEPOSIT
Certificates of Deposit (CDs) have a place in every investor's plan. Your earnings are not impacted by market volatility. You know exactly what you’ll get and when you will get it. Contact us and talk with one of our personal bankers about Certificates of Deposit that make sense for you.
- Weekly CD specials
- Broad range of terms available
- Our College Savers CD can be opened with a minimum balance of $50
IRA ACCOUNTS
Investing in an IRA each year is a good foundation for your retirement savings. Taxes on your earnings are deferred, allowing your IRA investment to grow faster than those without tax-deferred earnings. Talk to your tax advisor about your best IRA strategy and talk to us about great rates on FDIC-insured IRA investments.
- Traditional IRAs
- Roth IRAs
- Coverdell Education Savings Account