|
Rates are Accurate as of:
Specials
|
Account
|
Minimum Opening Deposit
|
Min. Balance To Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
Rate Details
|
|---|
|
3 Month Certificate
|
$10,000.00
|
$10,000.00
|
3.70%
|
3.75%
|
Quarterly compounding. IRA funds permitted. No business funds permitted. Penalty waived after the first 10 calendar days.
|
|
6 Month Certificate
|
$10,000.00
|
$10,000.00
|
4.18%
|
4.25%
|
Quarterly compounding. IRA funds permitted. No business funds permitted.
|
|
12 Month Certificate
|
$1,000.00
|
$1,000.00
|
3.70%
|
3.75%
|
Quarterly compounding. IRA funds permitted. No business funds permitted.
|
|
18 Month Variable Rate Certificate
|
$1,000.00
|
$1,000.00
|
3.98%
|
4.04%
|
Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted
|
|
18 Month Certificate
|
$5,000.00
|
$5,000.00
|
3.45%
|
3.50%
|
Quarterly compounding. IRA funds permitted. No business funds permitted
|
|
$5,000.00 |
$5,000.00 |
2.97% |
3.00% |
Daily compounding. IRA funds permitted. No business funds permitted |
|
College Savers 4 Year Certificate
|
$50.00
|
$50.00
|
1.98%
|
2.00%
|
Quarterly compounding, $10.00 min. additions
|
For certificates of deposit, a penalty may be
imposed for early withdrawal. APY = Annual Percentage Yield.
IRA Certificates - Traditional, Roth and Educational
|
Account
|
Minimum Opening Deposit
|
Min. Balance To Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
Rate Details
|
|---|
|
IRA Statement Savings
|
$10.00
|
$0.01
|
0.03%
|
0.03%
|
Rates can change daily. Daily compounding
|
|
6 Month
Certificate
|
$10.00
|
$10.00
|
2.97%
|
3.00%
|
Quarterly compounding
$10 minimum additions allowed
|
|
16 Month Certificate
|
$10.00
|
$10.00
|
3.44%
|
3.50%
|
Daily compounding
$10 minimum additions allowed
|
|
24 Month Certificate
|
$10.00
|
$10.00
|
2.96%
|
3.00%
|
Daily compounding
$10 minimum additions allowed
|
For certificates of deposit, a penalty may be imposed for early withdrawal. APY = Annual Percentage Yield.
Savings Rates*
|
Account
|
Minimum Opening Deposit
|
Min. Balance To Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
Rate Details
|
|---|
|
Variable Savings*
|
$100.00
|
$0.01
|
0.02%
|
0.02%
|
Rates can change daily, Daily compounding
|
|
Ultimate Savings*
(Tier 1)
|
$1,000.00
|
$1,000.00
|
0.02%
|
0.02%
|
Rates can change daily, Daily compounding
|
|
Ultimate Savings*
(Tier 2)
|
$1,000.00
|
$20,000.00
|
0.02%
|
0.02%
|
Rates can change daily, Daily compounding
|
|
Ultimate Savings*
(Tier 3)
|
$1,000.00
|
$50,000.00
|
0.02%
|
0.02%
|
Rates can change daily, Daily compounding
|
|
Ultimate Savings*
(Tier 4)
|
$1,000.00
|
$70,000.00
|
0.02%
|
0.02%
|
Rates can change daily, Daily compounding
|
*The rate is subject to change after account opening for our Money Market, Checking Account, and Variable Savings Account products. Variable Savings Accounts can be either Statement Savings or Passbook accounts. Ultimate Savings are limited to Statement Savings Accounts only. APY = Annual Percentage Yield. Fees can reduce earnings on these accounts. The APY for each tier will be earned on the full balance in the account.
Diamond Money Market*
|
Account
|
Minimum Opening Deposit
|
Min. Balance To Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
Rate Details
|
|---|
|
1st Tier
|
$50,000.00
|
$50,000.00
|
2.00%
|
2.02%
|
Rates can change daily, Daily compounding
|
|
2nd Tier
|
$50,000.00
|
$75,000.00
|
2.25%
|
2.27%
|
Rates can change daily, Daily compounding
|
|
3rd Tier
|
$50,000.00
|
$100,000.00
|
2.960%
|
3.00%
|
Rates can change daily, Daily compounding
|
|
4th Tier
|
$50,000.00
|
$150,000.00
|
3.20%
|
3.25%
|
Rates can change daily, Daily compounding
|
*The rate is subject to change after account opening for our Money Market, Checking Account, and Variable Savings Account products. APY = Annual Percentage Yield. Fees can reduce earnings on these accounts. The APY for each tier will be earned on the full balance in the account.
Premier Money Market Account*
|
Account
|
Minimum Opening Deposit
|
Min. Balance To Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
Rate Details
|
|---|
|
1st Tier
|
$1,500.00
|
$1,500.00
|
0.65%
|
0.65%
|
Rates can change daily, Daily compounding
|
|
2nd Tier
|
$1,500.00
|
$7,500.00
|
0.70%
|
0.70%
|
Rates can change daily, Daily compounding
|
|
3rd Tier
|
$1,500.00
|
$15,000.00
|
1.00%
|
1.00%
|
Rates can change daily, Daily compounding
|
|
4th Tier
|
$1,500.00
|
$25,000.00
|
1.05%
|
1.05%
|
Rates can change daily, Daily compounding
|
*The rate is subject to change after account opening for our Money Market, Checking Account, and Variable Savings Account products. APY = Annual Percentage Yield. Fees can reduce earnings on these accounts. The APY for each tier will be earned on the full balance in the account.
Checking Products*
|
Account
|
Minimum Opening Deposit
|
Min. Balance To Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
Rate Details
|
|---|
|
FSBH E-Account
|
$250.00
|
$250.00
|
1.75%
|
1.76%
|
Rates can change daily, Daily compounding
|
|
Free Checking Plus Interest
|
$10.00
|
$500.00
|
0.01%
|
0.01%
|
Rates can change daily, Daily compounding
|
|
Senior Checking
|
$10.00
|
$100.00
|
0.01%
|
0.01%
|
Rates can change daily, Daily compounding
|
|
Senior Checking
(Tier 2)
|
$10.00
|
$1,000.00
|
0.01%
|
0.01%
|
Rates can change daily, Daily compounding
|
|
Student Checking
|
$10.00
|
$100.00
|
0.01%
|
0.01%
|
Rates can change daily, Daily compounding
|
|
Student Checking
(Tier 2)
|
$10.00
|
$1,000.00
|
0.01%
|
0.01%
|
Rates can change daily, Daily compounding
|
*The rate is subject to change after account opening for our Money Market, Checking Account, and Variable Savings Account products. APY = Annual Percentage Yield. Fees can reduce earnings on these accounts. The APY for each tier will be earned on the full balance in the account.
On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored.
Deposit products are limited to core depositors within the Bank's Market Area.
Please see a Personal Banker regarding fees, terms, and Truth-In-Savings information.
Deposit information on the website of First Savings Bank of Hegewisch is in accordance with the Federal Truth-in-Savings Act and the regulations promulgated thereunder. Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.
|