Checking Accounts
First Savings Bank of Hegewisch offers a variety of checking plans to meet the unique needs of our customers. What all our checking accounts have in common are exceptional value and the following features.
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Attributes |
Totally Free Checking * |
Free Checking Plus Interest * |
Senior Checking |
First Checking |
E-Account |
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Description |
No Minimum Balance or Service Charges. |
Earn interest without monthly fees. |
For customers age 55 or over. Age has its privileges. |
Open your first checking. Provides students age 14 to 19 with no monthly fee. |
A high earning account that meets your e-banking needs. |
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Minimum to Open |
$10 |
$10 |
$10 |
$10 |
$250 |
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Interest Bearing |
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Monthly Service Fee |
None |
None |
None |
None |
$20 |
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Balance to Avoid Fee |
None |
None |
None |
None |
Direct Deposit and 5 transactions per statement cycle are required, and estatements required. |
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Minimum to Earn Interest |
N/A |
$500 |
$100 |
N/A |
$250 |
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Checks |
Free Logo Checks Forever |
None |
First two orders Logo Checks Free |
First order Logo Checks Free |
No checks |
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Free Online Check Image |
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No checks |
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Discount on Safe Deposit Boxes |
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Unlimited Check Writing |
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Combined Statements |
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Six Free Foreign ATM transactions per cycle (Foreign surcharge fees may apply) |
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Free Direct Deposit |
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Free Online and Mobile Banking |
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Free Bill Payment |
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Free Telephone Banking |
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Free Teller Transactions |
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Free Visa Debit Card |
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Digital Wallets (Apple Pay®, Google Pay® or Samsung Pay®) |
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Free Automatic Savings Option |
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* Other fees may apply such as Overdraft Charges (OD-Paid Item Fee).
Business, Organizational & Not For Profit Checking Accounts
We have a variety of checking programs for Business, Organizational & Not-For Profit Accounts. Please contact us for information on accounts available to corporations, sole proprietors, partnerships, non-profit organizations and governmental entities.
IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and correct to the best of your knowledge.
Money Market Accounts
Our Money Market Accounts offer more flexibility than CDs and higher interest than checking. They also provide complete liquidity so your funds are always available without penalty.
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Attributes |
Diamond Money Market |
Premier Money Market |
|---|---|---|
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Minimum to Open |
$50,000.00 |
$1,500.00 |
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Monthly Fee |
$25.00 |
$10.00 |
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Balance to Avoid Fee |
$50,000.00 |
$1,500.00 |
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Minimum Check Amount |
$500.00 |
$500.00 |
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Higher ATM Limits |
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Transaction Limitations |
6 pre-authorized, electronic and telephone transfer withdrawals per Statement Cycle. |
6 pre-authorized, electronic and telephone transfer withdrawals per Statement Cycle. |